It's time to make your money work for you! Get 1% Cash Back* when qualifications are met on your checking account! #CashBack #BankingMadeEasy #FinancialFreedom

Do you currently have an account with SMW Financial Credit Union?

Cash Back Checking
  • Free checking that pays 1% Cash Back* 
  • 2-Days Early Payday**: Get a head start on life's expenses.
  • Debit Card Round-Up Program: Every swipe adds up.
  • Link your card to Apple, Google, or Android pay
  • 40,000 ATMs Nationwide: Accessible. Convenient. Everywhere.
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free eServices including unlimited Bill Pay, Free Mobile Deposit and much more!
  • Overdraft protection available
  • $100 minimum deposit to open

Banking Basics Qualify You for Rewards!

It’s easy to earn your rewards — in fact, it just takes using the free services that come with your account! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Cash Back Checking account during each Monthly Qualification Cycle.  New requirements effective 10/1/2023: 

  • At least $500 in direct deposit/ACH credits per month
  • At least 15 debit card purchases of at least $3
  • Be enrolled in and agree to receive eStatements 

Seriously, that’s it. Even if you don’t meet your qualifications during the cycle, your Cash Back Checking account is still free! Then you can get right back to earning your full rewards the very next month!

 

#RewardingBanking #SmartSpending #FinancialHealth

*You will earn 1% cash back up to a maximum of $5 each month, on net debit card purchases each month when qualifications are met.  Purchases can be signature or PIN based.  ATM transactions do not apply. New Qualifcations effective 10/1/2023 - Fifteen (15) debit card transactions of at least $3 post and clear your account each month, at least $500 in direct deposit/ACH credits post during calendar month, and Member must also be signed up for eStatements.  Transactions may take one or more business days from the transaction date to post to an account.  **Restrictions apply, Early access to direct deposit is available for all credit unionmembers that set up a direct deposit with their employer or other payor. Early direct deposit eligibility may vary between pay periods and timing of payors funding. All rates, terms, and products are subject to change at any time without notice. Membership eligibility required. Federally insured by NCUA.